Find answers to common questions about life insurance coverage
The amount of life insurance you need depends on various factors, including your income, debts, and family's future needs. A common rule of thumb is 10-15 times your annual income, but our experts can help you determine the right amount for your situation.
No, we offer no-medical-exam life insurance policies. Our application process is completely online and uses advanced data analytics to provide you with coverage decisions quickly.
Most applicants can get covered in minutes after completing our simple online application. Our streamlined process means you can protect your family right away.
We offer term life insurance, whole life insurance, and final expense insurance. Each type serves different needs and budgets, and our team can help you choose the right option.
Life insurance premiums vary based on factors like age, coverage amount, and term length. Many of our customers find coverage for less than $1 per day. Get a free quote to see your personalized rates.
Yes, you can modify your coverage as your needs change. We recommend reviewing your policy annually to ensure it still meets your family's needs.
Generally, life insurance death benefits are not taxable to the beneficiary. However, we recommend consulting with a tax professional for your specific situation.
Most policies have a grace period of 30 days for missed payments. If your policy lapses, you may be able to reinstate it within a certain time frame. Contact us right away if you have trouble making a payment.
Yes, many of our policies are available even with certain pre-existing conditions. The terms and premiums may vary. Get a free quote and we'll match you with the best available option.
Still have questions?
Our team is here to help. Get in touch or get your free quote today.